Disputing Rent Arrears in Newfoundland and Labrador: A Tenant's Guide

Falling behind on rent can be distressing, especially with the added stress of potential eviction or legal action. Tenants in Newfoundland and Labrador have clear rights and a standardized process to dispute arrears (unpaid rent) or back rent claims. Understanding these rights—and acting quickly—can make a big difference in finding a fair resolution.

Understanding Rent Arrears in Newfoundland and Labrador

Rent arrears, also called back rent, are any amounts of rent a tenant owes but has not paid by the due date. If you are behind on rent, your landlord may serve you with a notice demanding payment or pursue further action through the legal system. Tenants have the legal ability to formally dispute these arrears if they believe the amount is incorrect or unfair.

Your Rights and Responsibilities

Under the Residential Tenancies Act (Newfoundland and Labrador), both landlords and tenants are protected by clear rules around rent payment and the dispute process. If you're dealing with arrears, it's important to understand your obligations and what steps you can take:

  • Review your lease or written rental agreement for payment terms
  • Confirm any arrears amounts claimed are accurate
  • Know the procedures for disputing a landlord's claim

For more on the roles each party plays, see Obligations of Landlords and Tenants: Rights and Responsibilities Explained.

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How to Dispute a Claim for Rent Arrears

If your landlord claims you owe back rent and you disagree—perhaps because of a maintenance issue, an incorrect calculation, or any other valid reason—you can file a dispute with the provincial Residential Tenancies Division. Acting quickly is essential, as there may be tight deadlines to respond or apply.

Official Tribunal: Where to File

In Newfoundland and Labrador, the Residential Tenancies Division is the government authority that manages landlord-tenant disputes, including those involving rent arrears.

Key Forms for Disputing Arrears

  • Application for Decision (Form 12.20)
    Use this official form to dispute a landlord’s claim for arrears, unpaid rent, or to contest a termination notice for non-payment.
    Download the Application for Decision (Form 12.20).
    Example: If your landlord says you owe $1,200 in back rent but you paid part of it already or believe the amount is wrong, submit this form with copies of receipts or other evidence.
  • Notice of Hearing
    Once your form is accepted, the tribunal will send you and your landlord a Notice of Hearing. This lets you know when and how your case will be decided, usually by phone or videoconference.
Tip: Collect receipts, emails, letters, or bank statements to support your case. Providing clear evidence will strengthen your argument during the hearing.

Actions Tenants Should Take

  • Read all notices from your landlord promptly
  • Respond to any Notice to Vacate or arrears notice as soon as possible
  • Gather proof of payments or communications for your records
  • Submit the Application for Decision form with detailed explanations and supporting documents

You can find additional information about tenant and landlord rights in the province in Tenant Rights and Landlord Rights in Newfoundland and Labrador.

What Happens at the Hearing?

At the scheduled hearing, both you and your landlord will present your cases. The adjudicator will review evidence, listen to both sides, and make a binding decision. The process is designed to be accessible and not require a lawyer, though you may bring a support person or advocate if you wish.

It’s important to arrive prepared and to focus on facts relevant to the arrears claim. The tribunal’s final decision will outline any payment obligations or remedies for both parties.

Additional Steps You Can Take

  • If the decision does not go in your favour, you may have limited rights of appeal—check the decision letter for instructions
  • If your landlord receives a judgment for arrears and you cannot pay in full, consider negotiating a payment plan with them or seek tenant advocacy services for support

If you want more tips on paying rent responsibly, see Tenant's Guide to Paying Rent: Rights, Responsibilities, and Tips.

You can also Find rental homes across Canada on Houseme if you need new housing options or wish to move after resolving your dispute.

FAQ: Disputing Rent Arrears in Newfoundland and Labrador

  1. What if my landlord’s arrears notice is incorrect?
    If you believe the claimed amount is wrong, submit an Application for Decision with evidence, such as receipts or bank statements. The Residential Tenancies Division will assess the facts at a hearing.
  2. Can I dispute a termination notice for rent arrears?
    Yes. If you receive a Notice to Vacate due to unpaid rent, you may dispute it using Form 12.20 before the specified deadline.
  3. Am I responsible for rent if my unit is uninhabitable due to repairs?
    Potentially. If major repairs affect your ability to live in the unit, raise this at your hearing and provide evidence. The tribunal will consider the circumstances.
  4. Is a lawyer required to dispute arrears in Newfoundland and Labrador?
    No. The process is designed for tenants to represent themselves, though you may seek legal advice or support if preferred.
  5. Where can I get help if I need assistance with the forms or hearing?
    You can contact the Residential Tenancies Division for guidance or reach out to local tenant advocacy groups for support.

Summary and Key Takeaways

  • Tenants can dispute rent arrears in Newfoundland and Labrador using official forms and processes through the Residential Tenancies Division
  • Act quickly, keep records, and provide evidence to support your case
  • Your rights are protected by the Residential Tenancies Act, and you are not required to have a lawyer

Need Help? Resources for Tenants


  1. Government of Newfoundland and Labrador, Residential Tenancies Division.
  2. Residential Tenancies Act (Newfoundland and Labrador).
  3. Application for Decision (Form 12.20), Government of Newfoundland and Labrador.
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Canada

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.