Top 50 Questions on Affordable Housing & Subsidies in Ontario

Affordable Housing & Subsidies Ontario published June 26, 2025

What is affordable housing in Ontario?

Affordable housing usually means homes with rent lower than typical market rates, often based on your income.

What is rent-geared-to-income (RGI) housing?

RGI housing sets your rent at about 30% of your gross income, helping make rent more affordable.

How do I apply for affordable or RGI housing in Ontario?

Apply through your local municipal service manager or housing access centre. Each region manages its own waiting list.

Where can I find the application form for subsidized housing?

Find forms on your local municipality's website. For Toronto, use the Toronto Community Housing application.

How long is the waiting list for affordable housing?

Wait times vary by region and need, but can be several years in many areas.

Who is eligible for affordable housing?

Eligibility depends on income, family size, status in Canada, and regional priority rules.

What documents do I need to apply?

Usually you need proof of income, identity, immigration status, and household details.

Can I appeal a denial for subsidized housing?

Yes, you have the right to request a review with your local service manager. Check their website for instructions.

What is the Ontario Disability Support Program (ODSP) housing benefit?

ODSP may provide a housing allowance to help with rent if you qualify.

Am I allowed to transfer to another subsidized unit?

Transfers may be allowed for reasons like overcrowding or health needs—ask your housing provider about their process.

Can my rent in affordable housing increase?

Yes, but only in line with income changes or government guidelines under the Residential Tenancies Act, 2006.

Where do I appeal housing provider decisions?

Appeals usually go to your municipal service manager or, for disputes, the Landlord and Tenant Board.

What if I disagree with my rent calculation in RGI housing?

Request a rent review with your housing provider or local service manager.

What subsidy programs are available for tenants in Ontario?

Programs include RGI, Canada-Ontario Housing Benefit (COHB), and local housing allowances.

What is the Canada-Ontario Housing Benefit (COHB)?

COHB provides monthly rent support to eligible households renting in the private market. Info & forms.

I have a subsidy—can I choose my own apartment?

With benefits like COHB, you can choose where you rent, if it meets program rules.

Are utilities included in affordable housing rent?

It depends; some units include utilities and some don’t. Your lease or housing provider can confirm.

What happens if my income changes while in RGI housing?

Report income changes right away; your rent will be adjusted accordingly.

How often is my rent reviewed if I have a subsidy?

Usually once a year, but you must report significant changes sooner.

Can students apply for affordable housing?

Yes, students are eligible if they meet the program's income and residency requirements.

Are there income limits for affordable housing?

Yes, each municipality sets income limits based on household size and local guidelines.

What is a Service Manager?

Service Managers are municipal offices that manage affordable housing programs in their area.

Do I lose my place on the waiting list if I turn down an offer?

You may be moved down the list or removed after two refusals, depending on local rules.

What happens if I move out of my affordable housing unit?

Your subsidy ends when you move; you must reapply if you want back in later.

Can non-citizens get subsidized housing?

Permanent residents, refugee claimants, and some others qualify if they meet income and status rules.

Can my landlord evict me from affordable housing?

Yes, but only for legal reasons and with notice. The Landlord and Tenant Board resolves disputes.

Can I sublet my affordable housing unit?

Subletting is usually not allowed. Always check your housing provider's rules.

Is there an age limit for applying?

Anyone 16 or older can apply, but some buildings may have age restrictions.

Can I appeal if I’m told I’m over income?

Yes, request a review with the Service Manager if you believe the calculation is wrong.

What’s the difference between affordable and RGI housing?

Affordable means below-market rent; RGI means rent based on your income.

Do I need to update my application each year?

Yes, keep your information up-to-date or risk losing your spot on the waiting list.

What form do I use to request a review of an RGI decision?

Use your Service Manager’s "Request for Review" form, found on their website. Example: Toronto’s Request for Review form.

What if my housing is in bad repair?

Report repairs to your housing provider. For unresolved issues, apply to the Landlord and Tenant Board (Form T6).

Do I pay a deposit for RGI housing?

First and last month’s rent deposits are not allowed for subsidized/RGI housing.

How do I check my status on the affordable housing waitlist?

Contact your Service Manager or use their online status check portal, if available.

Can roommates share a subsidized unit?

Yes, if all income and household members are declared and meet rules.

What is supportive housing?

Supportive housing combines affordable rent with medical or social supports for those who need extra help.

What are my rights in subsidized housing?

You have the same rights and protections as market tenants under the Residential Tenancies Act, 2006.

Who manages affordable housing in Ontario?

Local Service Managers and social housing providers manage and maintain subsidized units.

Is affordable housing only for families?

No, individuals, couples, seniors, and families can all apply.

If I win the lottery or get a big inheritance, what happens to my RGI rent?

Report all income changes. If you’re over the program income limit, you could lose eligibility.

Will my children aging out of the household affect my subsidy?

Yes, changes in family size may alter your household income calculation and unit size eligibility.

What if my partner moves in after I get a subsidy?

You must report the change. All household members' income is considered in your rent calculation.

What is the Residential Tenancies Act, 2006?

This is the main Ontario law protecting tenants’ and landlords’ rights and responsibilities. Read the Act.

How do I apply for the Canada-Ontario Housing Benefit?

Apply through your local service manager with the required form. Get the COHB application.

Can I get help with rent in a private apartment?

Some subsidy programs, like COHB, support tenants in private rentals if you qualify.

Can I reapply if I was removed from the waitlist?

Yes, you can reapply at any time, but you may lose your original place in line.

Are pet-friendly affordable housing units available?

Some buildings allow pets; check rules with your chosen provider.

Who do I contact for complaints in affordable housing?

Start with your housing provider. Escalate to your Service Manager or the Landlord and Tenant Board if needed.

Top 50 Questions on Affordable Housing & Subsidies in Ontario

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Bob Jones

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