Yukon Tenant Guide: Record-Sealing & Credit Repair After Eviction

If you have faced eviction in Yukon, you are not alone. Many tenants find themselves concerned about the impact on their rental records and credit history. Understanding your rights and available remedies is crucial to starting fresh and securing housing in the future. This page explains practical steps to address an eviction record, improve your credit, and connect with the right support in Yukon.

What Happens to Your Record After an Eviction in Yukon?

In Yukon, when an eviction occurs, details may appear in rental history reports and, in some cases, impact your credit report. This can affect your chances of renting a new home or qualifying for loans. However, Yukon does not maintain a public provincial database of tenant eviction records. Information about previous tenancies may still be available through private tenant screening services or credit bureaus if a judgment appears on your credit file.

Can You Seal or Remove an Eviction Record in Yukon?

Unlike some jurisdictions, Yukon currently offers no formal legal process to "seal" or expunge eviction records from residential tenancy proceedings overseen by the Residential Tenancies Office (RTO). However, you may be able to:

• Correct inaccurate information with screening agencies or credit bureaus
• Dispute incorrect or outdated records through official complaint processes
• Request removal of specific information in line with privacy and consumer laws

Entry removal typically applies only if the record is demonstrably inaccurate or outdated. Always request in writing that screening companies review and update your file.

Credit Repair for Evicted Tenants: Key Steps

If unpaid rent, judgments, or collections were reported to credit bureaus by your landlord or a collection agency, your credit score may be affected. Yukoners can take concrete steps to repair credit after an eviction:

• Obtain your free credit report from Equifax and TransUnion to review what is listed
• Dispute incorrect entries using each bureau’s forms or online process
• Repay outstanding debts and request confirmation of payment
• Add a brief, factual statement to your file if you were evicted due to reasons beyond your control (such as landlord sale or renovation)

It's a good idea to keep copies of all relevant documents and correspondence in case you need to prove payment or dispute future issues.

Disputing Inaccurate Credit or Rental Records

If you spot errors in your credit or tenant screening reports:

• Contact the relevant agency (e.g., Equifax, TransUnion, or tenant screening service)
• Provide supporting documentation (e.g., final order from the Residential Tenancies Office, proof of payment, correspondence)
• Submit the appropriate dispute form (online or by mail)

See how to access the official Yukon government credit report guidance for further details.

Relevant Forms and Where to Find Them

While Yukon does not have a specific "record-sealing" form, these official forms may be helpful:

• Application to the Residential Tenancies Office (no formal number): Use if you wish to clarify the outcome of your eviction or seek a written order confirming debt status. Access on the Yukon RTO Forms Page. Example: If your landlord falsely claims unpaid rent, apply to the RTO for a written decision showing the dispute was resolved, then use this to correct your record.
• Credit Bureau Dispute Form (Equifax and TransUnion): Use to contest incorrect or outdated negative entries. Each agency provides an online form: Equifax Dispute Page and TransUnion Dispute Page. Example: After paying off an outstanding amount, submit a dispute so the paid status is reflected on your credit report.

Your Tenant Rights and Protections in Yukon

The Residential Landlord and Tenant Act (Yukon) governs all residential tenancies and sets out the rights of both tenants and landlords^[1]. Key points include:

• Landlords must follow fair process before eviction is enforced
• Disputes can be resolved by applying to the Yukon Residential Tenancies Office
• If you fulfill all move-out requirements, you have the right to reclaim your Understanding Rental Deposits: What Tenants Need to Know

For more details about tenant and landlord rules specific to Yukon, see Tenant Rights and Landlord Rights in Yukon.

Finding a New Rental Home After Eviction

Many Yukoners face challenges when looking for a new rental after an eviction, especially if credit checks are involved. To improve your chances:

• Be honest with potential landlords about your situation
• Provide references from former landlords (unrelated to the eviction)
• Highlight timely rent payments or offer a larger security deposit if feasible

Search Canadian rentals with interactive map view to compare local rental options and find new listings even after a difficult eviction experience.

FAQ: Record-Sealing & Credit Repair After Eviction in Yukon

1. Can I remove an eviction from my credit report in Yukon?
   Credit bureaus will only remove eviction-related records if they are inaccurate, outdated (generally over six to seven years old), or if the underlying judgment has been settled. You must file a dispute and provide documentation.
2. Does Yukon have an official "tenant blacklist"?
   No, Yukon does not maintain a government-run list of evicted tenants. Private companies may have tenant screening databases, but they are subject to privacy and accuracy rules.
3. Who can help if my landlord reports false information?
   You may apply to the Residential Tenancies Office to resolve disputes and obtain an official decision. This can help you correct your record with screening agencies or credit bureaus.
4. How long does negative information stay on my credit file?
   Most negative items (including eviction-related debts) remain on your credit file for six years from the date of last activity.
5. Can I apply for a new rental while repairing my credit?
   Yes, but be upfront about your situation. Provide references and demonstrate your ability to pay rent going forward to increase your chances.

Conclusion: Your Next Steps

• Act quickly to review and correct any inaccurate eviction or credit entries
• Know your rights under the Yukon Residential Landlord and Tenant Act
• Use all available resources—including the Residential Tenancies Office—to support your case

Repairing your record takes time and effort, but with the right steps and support, you can secure your rental future in Yukon.

Need Help? Resources for Tenants

• Residential Tenancies Office (Yukon): Tribunal handling tenancy disputes, eviction appeals, and clarifying rights. Phone: 867-667-5944 / Toll free (in Yukon): 1-800-661-0408 ext. 5944
• Government of Yukon – Credit Report Guidance: How to get and dispute your credit report
• Canadian Mental Health Association – Yukon: Support for stress and housing transitions
• Tenant advocacy: Legal Aid Yukon, call 867-667-5210 for eligibility
• Curious about rental opportunities? Browse apartments for rent in Canada

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1. Residential Landlord and Tenant Act (Yukon), RSY 2002, c. 210

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