Record Sealing and Credit Repair for Saskatchewan Evicted Tenants
Facing eviction in Saskatchewan can be overwhelming, especially when it affects your ability to rent or access credit in the future. This guide explains, in clear steps, what you can do about eviction records, how to repair your credit, and what rights you have as a tenant in Saskatchewan.
Understanding Eviction Records in Saskatchewan
In Saskatchewan, eviction records typically appear in two ways:
- As public decisions or orders from the Office of Residential Tenancies (ORT)
- As negative entries or collections on your credit file (if you owe unpaid rent)
The Office of Residential Tenancies (ORT) is responsible for resolving landlord-tenant disputes and issuing orders, including evictions.[1] Their decisions may be public, appearing on government databases or credit checks by potential landlords.
Are Eviction Records Permanent?
Eviction orders and decisions from the ORT are part of the public record, but not all are easily available to the public long-term. Credit bureaus, collection agencies, and tenant screening companies may also collect this information.
Can Eviction Records Be Sealed or Removed?
Currently, Saskatchewan does not have a formal process to seal (remove from the public record) an eviction order or decision from the ORT. However, under certain circumstances, you may request to restrict access to sensitive personal information by applying directly to the tribunal. For most tenants, the most effective strategy is to address the root cause—such as paying outstanding rent or resolving any disputes—to minimize future impact.
Correcting Errors or Contesting Orders
If you believe there has been an error in your eviction order, you can:
- File a Request for Review of an Order with the ORT (Form ORT-RRO). You must do this within 15 days of the original order date.
- Download the ORT Request for Review of an Order Form and submit it to the ORT by the required deadline.
How Eviction Affects Your Credit in Saskatchewan
Eviction itself does not appear directly on your credit report. But if your landlord gets a judgment for unpaid rent or damages, and the debt is sent to a collection agency, it will be reported to the major credit bureaus (Equifax and TransUnion).
This negative entry remains on your credit report for up to six years. It can affect your ability to rent again, get loans, or open credit accounts in Canada.
Steps You Can Take to Repair Your Credit
To address a negative entry due to an eviction-related debt:
- Pay your outstanding debt in full and ask for a paid in full letter from the landlord or collection agency.
- Contact both Equifax (Equifax Canada) and TransUnion (TransUnion Canada) to ensure the debt has been reported as paid.
- If there is an error (for example, a paid debt is still marked as owed), submit a correction request directly to the credit bureau. Provide evidence such as receipts or settlement documents.
In some cases, settling a debt in writing and keeping proof can help you explain the situation to future landlords.
Practical Example: Removing a Wrongful Eviction Record
If you were wrongly evicted or your landlord obtained an order based on incorrect information, you can:
- Submit Form ORT-RRO to the ORT within 15 days, explaining the error.
- Gather supporting documentation (email records, payment receipts, witness statements).
- If successful, have the order overturned and cleared from your official history.
Relevant Tenant Legislation
All tenant and landlord relations in Saskatchewan are governed by the Residential Tenancies Act, 2006.[2]
- Learn your full provincial rights and obligations: Tenant Rights and Landlord Rights in Saskatchewan
- Explore rental homes across Canada on Houseme: Explore Houseme for nationwide rental listings
Additional Post-Eviction Tips
- Always keep copies of all legal forms and notices for your records.
- If planning to move, review Moving Out Tips: A Tenant's Guide to a Smooth Rental Exit for actionable advice.
- For security deposit information, see Understanding Rental Deposits: What Tenants Need to Know.
Taking these proactive steps can make future renting easier and protect your finances.
FAQs: Eviction Records and Credit Repair in Saskatchewan
- Can I seal or delete my Saskatchewan eviction record?
There is no formal "record sealing" process in Saskatchewan. You may apply to review an order or correct errors, but most decisions remain accessible for a period of time. - How long does eviction-related debt remain on my credit report?
Negative information related to unpaid rent or judgments typically stays for up to six years on your credit file in Canada. - Who can see my eviction record?
Landlords may access public ORT orders, credit bureaus may list collections, and screening agencies might view both when you apply for a new home. - What steps should I take immediately after eviction?
Pay any outstanding rent quickly, keep all legal notices, and file an appeal (if eligible) with the ORT. - Can I rent again after being evicted?
Yes, although it may be more challenging. Demonstrate improved financial stability, consider co-signers, and explain your circumstances honestly to potential landlords.
Summary: Key Takeaways for Saskatchewan Tenants
- Eviction records in Saskatchewan are overseen by the ORT and may impact future rental applications and credit reports.
- No formal record sealing exists, but errors can sometimes be corrected.
- Paying debts quickly and documenting everything improves your chance at credit repair and better rental options.
By understanding your rights and acting swiftly, you can minimize the long-term impact of an eviction.
Need Help? Resources for Tenants
- Saskatchewan Office of Residential Tenancies (ORT) — Tribunal handling rental disputes, orders, and reviews
- Saskatchewan Renting and Leasing Information — Official government information and guides
- Local legal clinics, such as PLEA Saskatchewan, offer free tenant legal advice
- Saskatchewan Office of Residential Tenancies ("About Us"), official ORT site
- Residential Tenancies Act, 2006 (Saskatchewan)
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Bob Jones
Editor & Researcher, Tenant Rights Canada
Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.
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