Top 50 Questions about Affordable Housing & Subsidies in Quebec

Affordable Housing & Subsidies Quebec published June 26, 2025 Flag of Quebec
What is affordable housing in Quebec?
Affordable housing means subsidized or lower-than-market rent accommodations supported by government programs for low-income tenants.
Who qualifies for subsidized housing in Quebec?
Low- or moderate-income tenants and families who meet specific financial and residency criteria may qualify.
What programs provide affordable housing in Quebec?
Main programs include HLM (low-rent housing), the Rent Supplement Program (PSL), and AccèsLogis Québec.
How do I apply for HLM (low-rent housing) in Quebec?
Fill out the official HLM application form at your local housing office (find your office).
Where can I get the HLM application form?
Forms are available at your local Office municipal d’habitation (OMH) or online.
What documents are needed to apply for subsidized housing?
You’ll need proof of income, a notice of assessment, ID, and current lease.
How is eligibility for HLM determined?
Eligibility is based on annual household income, family size, and legal status in Canada.
How long is the waitlist for affordable housing?
Wait times vary depending on demand and location; some areas have several years of wait.
Can I check my position on the subsidized housing waitlist?
Yes, contact your local OMH to check your status or request updates.
What is the Office municipal d’habitation (OMH)?
OMH is the local housing authority managing applications, waitlists, and housing assignments in Quebec municipalities.
What is the Rent Supplement Program (PSL)?
PSL helps pay part of your rent in private housing if you qualify for subsidized housing but haven't been housed yet.
How do I apply for the Rent Supplement Program?
Apply through your OMH once you’re on the HLM waitlist and meet eligibility criteria.
What happens if my income changes after getting affordable housing?
Report income changes to OMH; your rent may be recalculated based on the new amount.
Can a landlord refuse a housing subsidy in Quebec?
Landlords cannot discriminate against tenants for using a subsidy, but the unit must meet program standards.
Is there a maximum rent for affordable housing in Quebec?
Subsidized rents are set by formula, usually not exceeding 25% of gross income for HLM.
Are utilities included in subsidized housing rent?
Some subsidized units include utilities, but it varies by property—verify with your OMH.
What if my subsidized housing unit needs repairs?
Report needed repairs to the OMH for HLM, or to the landlord if you’re in private housing with a subsidy.
Can I be evicted from subsidized housing?
Yes, normal tenancy rules apply. Valid grounds such as unpaid rent or serious lease breaches can lead to eviction.
Who handles affordable housing disputes in Quebec?
The Tribunal administratif du logement (TAL - Quebec's housing tribunal) resolves tenant-landlord disputes.
What law governs affordable housing and tenancies in Quebec?
The Civil Code of Québec governs all residential tenancies, including subsidized housing.
What is AccèsLogis Québec?
It’s a program supporting the development of community-based social and affordable housing in Quebec.
Is there income verification every year for subsidized housing?
Yes, tenants must provide updated income information annually to maintain eligibility and determine rent amount.
Are there subsidized units reserved for seniors or people with disabilities?
Yes, some affordable housing programs prioritize seniors and people with disabilities. Ask your OMH.
Can I transfer my subsidized unit to someone else?
No, subsidies are not transferable. The new tenant must apply and meet the eligibility criteria.
Can I appeal an OMH decision if I am refused housing?
Yes, request a review with OMH first, then appeal to the Tribunal administratif du logement if needed.
Can I apply to more than one OMH in Quebec?
Yes, you may apply to several OMHs in different cities if you meet residency and eligibility requirements.
How is my subsidized rent calculated?
For HLM, it’s typically 25% of household income; other subsidies have their own formulas.
What happens if I stop meeting the eligibility criteria?
You may lose the subsidy or be required to move; contact your OMH if your situation changes.
What is the official housing application form for HLM?
It’s called "Demande de logement – Habitation à loyer modique"; get it here.
Does subsidized housing affect my social assistance benefits?
No, but inform your agent; rent paid is based on income including assistance.
Can I have roommates in subsidized housing?
Only registered household members on the lease are permitted; adding roommates may affect eligibility.
Are pets allowed in subsidized housing?
Rules vary; check with the building’s management or OMH for details.
Can I move to another subsidized unit if my needs change?
Apply for a transfer with your OMH, explaining your change in circumstances.
Can I apply for subsidized housing if I already rent privately?
Yes, if you meet income and residency requirements.
Are immigrants or newcomers eligible for affordable housing?
Permanent residents and certain eligible categories can apply; OMH can confirm your eligibility.
How often do I need to update my file with OMH?
Update annually or anytime your household changes.
Can I be refused housing because of my family size?
Units are assigned based on size and household needs; over-crowding is not permitted.
Can a landlord end my subsidy for no reason?
No, they must follow program and tenancy rules.
Do I pay a security deposit for subsidized housing?
No, security deposits are prohibited for residential leases in Quebec.
If my application is refused, can I apply again?
Yes, after clarifying and improving your eligibility, you may reapply.
Do I keep the subsidy if I move to another city in Quebec?
No, apply to the OMH of your new city. Subsidies do not automatically transfer.
Can my subsidy be terminated for unreported income?
Yes, not reporting all income can result in losing your housing or subsidy.
What if I face discrimination when applying for affordable housing?
File a complaint with the Quebec Human Rights Commission.
Does being approved for affordable housing affect my credit score?
No, living in subsidized housing does not affect your credit report.
Can I sublet my subsidized apartment?
Subletting is generally not allowed without written OMH consent.
Are there application fees for affordable housing programs?
No, applying for subsidized housing is free.
Can I refuse an offer of a subsidized unit and still remain on the list?
Possibly, but repeated refusals may risk your placement; ask your OMH about local policies.

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Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Canada

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.

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