If you’ve experienced eviction in Quebec, you’re not alone. Many tenants worry about how an eviction affects their rental history and credit score, as well as what steps they can take to move forward. In this guide, you’ll learn about record-sealing options, practical credit repair tips, official forms, and reliable resources—so you can start your next chapter confidently.

How Eviction Impacts Your Record and Credit in Quebec

In Quebec, eviction is a legal process carried out through the Tribunal administratif du logement (TAL), formerly known as the Régie du logement. When an eviction order is issued, it may appear in two major ways:

• Tribunal Records: Decisions are part of the public record and can often be found by landlords through searches.
• Credit Report: If a landlord takes you to court for unpaid rent or damages, the judgment may be registered with credit agencies. This can negatively affect your ability to get loans, credit, or rent other homes.

Understanding the consequences helps you plan effective steps for recovery.

Can You Seal or Remove an Eviction Record in Quebec?

Unlike some provinces or US states, Quebec does not have a formal process for sealing or expunging residential eviction records from the Tribunal administratif du logement. Once a tribunal decision is published, it generally remains part of the public registry.

• For tribunal records: You must file relevant paperwork with the Tribunal administratif du logement and provide clear proof of any issue or error.
• For credit reports: Request a review or correction with Equifax or TransUnion, attaching legal documents showing debt resolution.

Official Form: "Demande de correction du jugement" (Application for Judgment Correction)

Form Name: Demande de correction du jugement
When to Use: If the Tribunal's decision has a factual or clerical error affecting your record.
Where to Find: Download and file instructions available on the official TAL website.
Practical Example: Suppose your record shows an incorrect amount of unpaid rent. Use this form to request an official correction. Submit your supporting documents and the corrected judgment can then be used to update credit agencies.

Repairing Your Credit After Eviction

Eviction can impact your credit if a debt judgment is registered against you. Fortunately, Canadian law gives tenants the right to rebuild their credit:

• Pay outstanding debts related to the eviction (rent or damages) as soon as possible. Ensure all payments are documented.
• Contact Equifax (Dispute Your Credit Report - Equifax Canada) and TransUnion (Dispute Your Credit Report - TransUnion Canada) to contest any outdated or resolved debts.
• Consider adding a "Consumer Statement" to your credit file explaining the context of your eviction (limited to 100 words in Quebec), if your situation is complex.

Most negative entries, including debt judgments, will drop off a credit report within six years. Actively managing your credit in the meantime increases your chances of renting again sooner.

Tenant Tips for a Fresh Start

• Collect and keep all documents related to your eviction, debt repayment, and legal correspondence.
• Share proof of debt resolution when applying for a new rental. A letter from your previous landlord stating full payment can be helpful.
• Consider providing personal references to future landlords.

If you’re moving to a new home, our Moving Out Tips: A Tenant's Guide to a Smooth Rental Exit offers helpful advice to avoid future rental issues and set yourself up for success.

For tenants looking for their next place, you can Browse apartments for rent in Canada using tools like Houseme, which streamlines your rental search process.

Understanding Your Rights under Quebec Law

Quebec's Act respecting the Administrative Housing Tribunal (TAL Act) and Civil Code of Quebec protect tenants from illegal evictions and outline steps for dispute resolution. All eviction cases must be heard by the Tribunal administratif du logement (TAL), and tribunal decisions are legally binding.

For an overview of tenant and landlord rights province-wide, see Tenant Rights and Landlord Rights in Quebec.

FAQ: Record Sealing & Credit Repair in Quebec

1. Can I remove an eviction from my record in Quebec?
   Eviction records from the Tribunal administratif du logement are generally public and cannot be sealed. However, if there's an error, you may file for correction.
2. How long does an eviction affect my credit score?
   If an eviction leads to a legal debt judgment, it typically stays on your credit report for up to six years from the date of judgment.
3. What can I do if my credit report lists inaccurate information about my eviction?
   You can file a dispute with Equifax or TransUnion, and submit supporting documents or tribunal corrections. If successful, the entry may be corrected or removed.
4. Does paying off eviction-related debt help me rent in the future?
   Paying outstanding debt helps repair your credit and demonstrates responsibility to future landlords. Get receipts and supportive letters where possible.
5. What resources are available to support Quebec tenants after eviction?
   Tenant advocacy groups, government hotlines, and the Tribunal administratif du logement provide information and legal help.

Key Takeaways for Quebec Tenants

• Eviction records are public; correction is possible only for errors.
• Credit damage can be repaired by resolving debt and contacting credit bureaus.
• Stay informed and use all available provincial support resources for a fresh start.

Need Help? Resources for Tenants

• Tribunal administratif du logement (TAL) – Official Quebec Tenancy Board
• Éducaloi – Legal information for Quebec tenants
• Regroupement des comités logement et associations de locataires du Québec (RCLALQ) – Tenant Advocacy
• Credit Reporting Agencies: Equifax Canada, TransUnion Canada

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1. Quebec Civil Code: Full text
2. Tribunal administratif du logement (TAL): Official site
3. Act respecting the Administrative Housing Tribunal (TAL Act): Official legislation
4. Equifax Canada, Credit Record Dispute: Dispute Your Credit Report
5. TransUnion Canada, Credit Dispute: Dispute Your Credit Report

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