Joint vs Individual Leases: What BC Tenants Should Know

Deciding between a joint or individual lease can impact your rights, responsibilities, and peace of mind when renting a home in British Columbia. Understanding how each lease type works—and how they’re treated under BC law—helps tenants avoid surprises with rent, deposits, and disputes later on. This guide explains how joint and individual leases function, common pros and cons, and how BC’s tenancy laws protect you throughout your tenancy.

What Is a Joint Lease?

In a joint lease, all tenants sign a single rental agreement with the landlord. This means every named tenant is jointly and severally liable: each person can be held responsible for the full amount of rent, and for the entire condition of the unit. If one roommate moves out or can’t pay, the others may have to cover their share.

  • One agreement covers all tenants
  • Each tenant is legally responsible for the entire rent and damages
  • Landlord can pursue one or all tenants for any debts or damages

Joint leases are common among roommates, students, or couples sharing a home.

What Is an Individual Lease?

With an individual lease, each tenant signs a separate agreement, typically for their own private room and shared use of common spaces. Each person’s responsibility is limited to their individual rent and obligations.

  • Separate agreements for each tenant
  • Each tenant responsible only for their own rent and behaviour
  • If one person leaves, others aren’t automatically affected

This setup is common in student housing or when separate rooms are rented in a larger house.

Key Differences: Joint vs Individual Leases

Understanding how these leases differ helps you choose the arrangement that best matches your needs and situation:

  • Liability: Joint lease means shared liability; individual lease separates responsibilities.
  • Lease Renewal and End: In a joint lease, one tenant leaving may end the entire agreement or require a new lease; in individual leases, others stay unaffected if one moves out.
  • Deposits: Deposits are commonly shared and refunded as a group in joint leases, and managed individually in individual leases. Learn more in Understanding Rental Deposits: What Tenants Need to Know.
  • Landlord Relationships: Problems with one tenant may impact all joint leaseholders; individual leases make it easier to address issues separately.

Which Lease Type Is Right for You?

Your living situation, trust in your roommates, and long-term plans all factor in. If you’re moving in with friends or a partner and sharing financial risk feels comfortable, a joint lease may suit your group. If you prefer independent responsibility for your own rent and privacy, choose an individual lease.

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Rights and Protections Under BC Law

In British Columbia, all leases (joint or individual) are governed by the Residential Tenancy Act[1]. This means your rental agreement must comply with provincial rules regarding deposits, repairs, notice, and evictions.

The Residential Tenancy Branch (RTB) is the official body handling residential tenancy matters in BC, including disputes, forms, and information for tenants and landlords.

If you have questions about your rights at any stage—before signing, while living in your rental, or when moving out—see Tenant Rights in British Columbia for an overview of key protections.

Moving in, Paying Rent, and Roommate Changes

Whether you sign a joint or individual lease, you have rights and responsibilities from day one. For more details about what happens after you sign your agreement, check What Tenants Need to Know After Signing the Rental Agreement.

It’s important to know that in a joint lease, adding or removing roommates usually requires the landlord’s approval and a new rental agreement. For individual leases, this is rarely an issue—since each person’s contract stands alone.

Relevant BC Tenancy Forms

  • Residential Tenancy Agreement (RTB-1): This form is the standard lease contract required for most tenancies in BC. Each tenant should keep a signed copy.
    Official form available at the Government of BC - Residential Tenancy Agreement.
    Example: If you and your friends move in together, you’ll all sign the RTB-1 for a joint lease; for individual leases, each person signs their own RTB-1.
  • Condition Inspection Report (RTB-27): To protect your deposit, this report should be completed when moving in and out. Available on the BC Government site.
    Example: If damage is found upon move-out, your deposit could be affected—completing this form helps avoid disputes.
  • Notice to End Tenancy: Special forms are used if tenants or landlords need to end the lease. See the full list of forms and details on the official government page.

Choose the correct forms to ensure your rights (and your deposit) are protected.

Tips for Protecting Yourself as a Tenant

  • Read every lease agreement carefully. Check that names, rent amount, and other conditions are clear and accurate.
  • Keep records of all payments (rent, deposits) and communications with your landlord.
  • If you change roommates, let your landlord know and update the agreement if needed.
  • Use the official BC tenancy forms to document any changes.
  • If you’re concerned about repairs, deposits, or your rights, check guides like Obligations of Landlords and Tenants: Rights and Responsibilities Explained.

For more resources and to browse apartments for rent in Canada, Browse apartments for rent in Canada — a helpful tool for finding your next place and comparing rental options nationwide.

Frequently Asked Questions

  1. Can I move out of a joint lease early if my roommates stay?
    With a joint lease, you’re responsible for the rent until the lease ends, unless the landlord agrees to remove you and a new agreement is signed. Always get changes in writing.
  2. Do all tenants need to sign the same agreement in a joint lease?
    Yes, all named tenants must sign the rental agreement for a joint lease. Each person should keep a copy of the signed agreement.
  3. Can my landlord change my individual lease to a joint lease?
    Not without your consent. Changing the lease type requires all parties to agree and usually means signing a new agreement.
  4. What happens to the security deposit if only one tenant moves out?
    In a joint lease, the deposit is usually refunded as a group after everyone moves out. For an individual lease, deposits are handled separately as each person ends their tenancy.

Key Takeaways

  • Joint leases bind all tenants together—know who you’re sharing with before signing.
  • Individual leases protect your responsibilities and give more flexibility if roommates change.
  • Always use official BC tenancy forms and consult the RTB if you have questions.

Need Help? Resources for Tenants


  1. Residential Tenancy Act (British Columbia), Government of BC
  2. Residential Tenancy Branch (RTB), Government of BC
  3. Official BC Tenancy Forms, Government of BC
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Canada

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.